myAgro's mobile layaway platform enables smallholder farmers to save for seed and fertilizer purchases during the planting season when they have the greatest need for cash. When a farmer buys a myAgro card, a text message with the card’s code and amount is sent to myAgro’s database, and myAgro allocates the amount to the farmer’s account. With $150,000 in DIV funding, mAgro is expanding its program to reach 30,000 farmers by 2018 and increasing the financing amount each farmer can access.